Foreclosure Proceedings

In Oregon, real property is subject to foreclosure 3 years after property taxes become delinquent. Any real property tax remaining unpaid on May 16th is delinquent.

For example, if the 2015-2016 taxes are not paid in full:
On May 16, 2016, they are delinquent.
On May 16, 2017, these taxes would one year delinquent.
On May 16, 2018, these taxes would be two years delinquent.
On May 16, 2019, these taxes would be three years delinquent and the property is subject to foreclosure. 

    Approximate Date

    Action by County

    Action by Taxpayer to End Foreclosure Process

    June Delinquent notices are sent indicating the date that proceedings are to begin. Payment of delinquent tax and interest for the year(s) causing foreclosure.
    July/August Letters are sent by regular and certified mail to owners of property subject to foreclosure. Lien holders of such properties may ask to be notified as well.

    Payment of delinquent tax and interest for the year(s) causing foreclosure.

    Payment by Certified funds (cash or cashier's check) is required from this point forward.

    Early August Foreclosure list is prepared and submitted for publication in a newspaper of general circulation in the county. Payment of delinquent tax and interest for the year(s) causing foreclosure.
    August 16 or later
    Foreclosure list published.
    Application for judgment filed in circuit court.
    Payment of delinquent tax and interest for the year(s) causing foreclosure plus a penalty of 5% of the total tax and interest owed on the property.
    30 days after publication Judgment is granted by the circuit court. 2-year redemption period begins

    During the redemption period, payments may only be accepted from parties with a recorded interest in the property at the date of the judgment.

    All taxes and interest shown on the judgment plus additional interest and penalties must be paid in full.

    Partial payments cannot be accepted.

    1 year after judgment is granted. County sends letters by regular and by certified mail as notice that the redemption period will end in 1 year.
    1 year, 11 months after judgment is granted. Notice of expiration of redemption period is published in two weekly issues of a newspaper.
    2 years after judgment is granted. Redemption period ends. Property is deeded to the county. The county may choose to sell the property. All ownership rights are lost.